A number of factors will influence your interest rate, including your credit score, the amount you are borrowing relative to the value/price of the home, the type of property you are purchasing or refinancing (single family home, condo, 2-4 unit property), the purpose of your financing (purchase, refinance wit no equity removal, refinance with cash back to you, finance investment property, finance second home), and the length of the rate lock commitment.
This pricing differentiation is called “risk-based pricing”. Because of these many pricing factors, it is not possible for us to accurately present interest rate alternatives on this site: we need to know a number of things about your situation to provide a reliable interest rate quote. No lending institution can provide accurate rate quotes without knowing this information.
Feel free to browse our selection of payment calculators and tools.
For a more accurate quotation, please contact us to discuss your situation with one of our mortgage advisors.